Financial Expert David Giertz Gives Retirement Advice

Many of us dream about living in the Caribbean or in some exotic location far from people after our retirement. Few of us have a plan for achieving that dream. Even fewer of us have a financial plan for our retirement.

David Giertz spoke to Cincinnati Patch and acknowledged that saving for retirement is difficult. This is because it is difficult to estimate how much you will need.

Giertz is President of Nationwide Financial Distributors, and a registered broker with the FINRA. He also holds executive roles in other Nationwide companies and operates out of Columbus, Ohio.

With over 30 years of industry experience, he uses his expertise to help individuals realize the importance of having a plan for retirement. He notes that we are no longer able to rely on pensions for retirement, and social security is often not enough for individuals to live on in their golden years.

In his interview with Cincinnati Patch, Giertz gave strategies that can be useful when planning for retirement. While saving is certainly a good idea, investment might be a good option.

In order to determine whether investing is a good idea for you, determine what amount of money you will need in retirement. Then you should determine what kind of retirement plan is best for your situation.

Giertz suggests that opening a brokerage account can be a good way to supplement a savings account. A health savings account is also a wise option because of the fact that as you age health care costs go up.

Saving for retirement may be one of the best things you can do to set yourself up for a comfortable life. Utilize these strategies given by David Giertz, and you will be on the right track.

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